A family receiving keys to their Ameridura home

Your Home May Be More Affordable Than You Think.

USDA 100% financing may be available to qualified buyers in eligible areas.

Qualified buyers purchasing eligible properties in qualifying rural areas may be able to use USDA financing with little or no down payment, subject to USDA and lender requirements. Where a participating lender offers a combination construction-and-permanent loan, that closing can include the lot and the home to be built — it is not a promise that every Ameridura property or every buyer qualifies.

Could you buy a home with little or no down payment?

It depends on:

Your household income
Credit and underwriting
The property
Location
USDA eligibility
Your lender’s requirements

Ameridura is not a lender and does not guarantee approval, USDA eligibility, or any specific down payment. We help you understand the pathways and connect you with appropriate lending resources — including in-house credit counseling if you want to become mortgage-ready first.

Important

Financing programs, including SBA, USDA and other government-supported programs, are subject to program guidelines, lender underwriting, borrower eligibility, property eligibility and applicable federal, state and local requirements. Ameridura does not guarantee loan approval, government program eligibility, appraisal values, interest rates or financing terms. Government agencies do not endorse or guarantee Ameridura Homes or individual home purchases unless expressly stated by the applicable agency. Ameridura Homes is not a lender.

Ameridura is not a lender and does not guarantee approval.
USDA eligibility is determined for the buyer and the property through the program process.
We do not promise faster USDA approval based on any delegated-authority pilot.

Check Your Eligibility Credit counseling