Your Home May Be More Affordable Than You Think.
See if you qualify for 100% financing.
Qualified buyers purchasing eligible homes in eligible rural areas may be able to finance 100% of the purchase price through the USDA Single Family Housing Guaranteed Loan Program — meaning no down payment may be required for qualifying borrowers.
Could you buy a home with no down payment?
It depends on:
- Your household income
- Credit and underwriting
- The property
- Location
- USDA eligibility
- Your lender’s requirements
Important
Financing is provided by participating lenders. Ameridura Homes is not a lender and does not guarantee loan approval, USDA eligibility, or any specific down payment. 100% financing / no money down is a possible outcome for qualifying homebuyers under USDA Section 502 Guaranteed (and, separately, VA for eligible veterans) — not a blanket offer and not a government line of credit for developers.
- We do not advertise 100% government financing for developers.
- USDA Section 538 rental guarantees are generally up to 90% for for-profit borrowers and up to 97% for nonprofits — not 100%.
- USDA Business & Industry is not a housing line of credit and is not marketed here.
- We do not promise faster USDA approval based on any delegated-authority pilot.