AMERIDURA

HOMES

Evidence binder

Diligence

Appendices

The business plan states what the Company is. This binder holds the evidence: biographies, specifications, first-article procedures, BOM, equipment, layout, suppliers, market comps, regulatory matrix, licensing, warranty, financial model and SBA documentation.

A. Management biographies and agreements

  1. Philbert Andre Honore — curriculum vitae, ownership affidavit
  2. Paparazzi Marketing Group LLC — federal returns last 2–3 years, all schedules
  3. Ooh La La Boutique — 2025 Schedule C and supporting statements
  4. Personal returns for 20%+ owners — same years
  5. SBA Form 413 (personal financial statement) and Form 1919
  6. 24 months Paparazzi bank statements; A/R and A/P aging; existing debt schedule
  7. EIN letters, licenses, certificates of insurance
  8. Chief Manufacturing Officer — résumé, references, signed Manufacturing Leadership Agreement
  9. Chief Engineering & Product Officer — PE credentials and engagement agreement
  10. CFO / Controller — professional résumé and lender-reporting scope
  11. CTO / Digital Manufacturing — employment or consulting agreement
  12. VP Quality & Regulatory — credentials when engaged
  13. Plant Manager — offer letter before production (launch payroll: production supervisor)
  14. EHS / Safety Coordinator — commissioning hire; OSHA program owner; FastStart may recruit this seat; not a C-suite
  15. LED FastStart request to Louisiana Economic Development — before commencement; not claimed as awarded
  16. OSHA On-Site Consultation request via Louisiana Workforce Commission — commissioning; SHARP after ≥1 year of rates; not claimed as awarded

B. Board biographies

  1. Independent Manufacturing Director — résumé, references, director agreement
  2. Independent Housing & Construction Director — same
  3. Technology & Digital Manufacturing Director — same, occupied only if duties are performed
  4. Independent Finance / Audit Director — same
  5. Director and officer insurance binders

C. Product specifications

  1. The 2,500 (P2500) architectural and structural typicals
  2. The 1,250, The 1,500, The 1,850, The 2,100 specifications; The 2,750 on-deck
  3. Space program, opening family, wet-core typical
  4. Finish-package matrix
  5. Foundation interface and transportation drawings

D. The 1,250 — first article

  1. The 1,250 measurement checklist: sequence, labor minutes, material consumption, QC gates, installation interface, finished-product requirements
  2. Engineering calculations and drawings for the first article
  3. Actual invoices and hours (replace designed estimates when produced)
  4. Photographs, inspection packet, third-party stamps as issued
  5. Technical validation procedures and first-article report template

E. Bill of materials and cost architecture

  1. The 2,500 designed line-item BOM (internal SKUs P2500-…)
  2. Current modeled factory-house cost (~$230,949; ~$92/SF) versus $50/SF manufacturing cost objective
  3. Cost-gap schedule: labor standards, waste, purchasing, process engineering path from modeled BOM to objective
  4. Vendor quotations replacing planning estimates as received
  5. RFQ methodology and quote-window policy

F. Equipment schedule

  1. Phase I equipment SKU register (EQ-…)
  2. Machine-by-machine justification mapped to production stations
  3. Vendor quotations matching the sources-and-uses schedule
  4. Serial numbers and VINs as issued on invoices and titles
  5. Installation, utilities and commissioning quotes

G. Factory layout

  1. 7-acre plant plat — 55197 Old Gentilly Road (research target, not owned) across from NASA Michoud at 13800; Folgers at 14601
  2. 40,000-SF production-line layout
  3. Architectural / industrial building documentation
  4. Deed, lease and landlord waiver as applicable
  5. Utility, dock and yard drawings

H. Supplier documentation

  1. ICF form system evaluation reports (ICC-ES or equivalent)
  2. Rebar mill certificates and dual-source letters
  3. Ready-mix contracts and backup-plant letters
  4. Openings and MEP supplier quotations
  5. Capacity-to-supply letters for the commissioned ramp

I. Market comps

  1. Dated D.R. Horton Slidell-area listing printouts (Oakdale, Tallulah, Ozark, Ledoux)
  2. HUD, Freddie Mac and Realtor.com housing-supply exhibits
  3. Regional labor and materials notes
  4. People’s Housing+ and comparable offtake-organization exhibits

J. Regulatory and policy matrix

  1. Federal policy timeline (executive orders, ROAD Act §§ 301–302, HUD notices) with source documents
  2. Louisiana IRC modular versus HUD-code manufactured distinction — counsel memo
  3. Louisiana benefit C corporation: articles language, independent benefit director, why SBA can guarantee this applicant (Appendix J5)
  4. Purpose trust vs QSBS stacking vs Chapter 27 — not the same instruments (Appendix J6)
  5. Digital plant: Autodesk BIM, OpenUSD interchange (AOUSD), NVIDIA Inception compute, Khronos glTF delivery, OpenTofu / Nix pins — operating, not a $5M source (Appendix J6)
  6. OSHA SHARP / LWC On-Site Consultation path — consultation now, recognition after a year of rates; not claimed (Appendix A)
  7. FHA / Fannie Mae / Freddie Mac / USDA / VA modular-as-real-property citations
  8. Fair Housing, NFIP and destination-state code matrix

K. Licensing

  1. Act 765 manufacturer, dealer and salesman license plan
  2. LSLBC residential contractor license; Qualifying Party (NASCLA Building plus Louisiana Business & Law)
  3. Counsel opinion: lot-plus-home developer license question; Realtor role; RESPA cooperative-brokerage versus referral fees; USDA 7 C.F.R. § 3555.105 single-close
  4. Draft Preferred Realtor Program broker agreement (compensation not published until counsel signs off)

L. Warranty

  1. Ameridura Homes Limited Warranty form
  2. Warranty reserve methodology
  3. QMS ownership of warranty data

M. Financial model

  1. Monthly startup model — 24 months encoded from locked FY2027/FY2028 P&L plus six-month installation; late-plant 24-home cash survival sits beside it
  2. Five-year projections — base case
  3. Downside / severe utilization case
  4. Debt-service schedule at proposed rate and term
  5. Sources and uses tied to invoices

N. SBA documentation

  1. Entity formation: articles of incorporation, bylaws, EIN, share certificate with Chapter 27 legend, cap table, opening bank account — see /structure and ameridura-structure-instructions.pdf
  2. Affiliation chart: Paparazzi Marketing Group LLC, Ooh La La Boutique, Ameridura Manufacturing Company (A Benefit Corporation)
  3. 10% cash-equity wire documentation
  4. SOP 50 10 v8.1 file checklist
  5. Insurance binders (property, liability, workers’ compensation; life on principal as required)
  6. Implementation timeline with draw schedule
  7. 8(a) eligibility analysis — potential only; not a representation of eligibility

O. Supporting evidence

  1. Offtake letters of intent for houses — floor 3 letters / 24 homes; target 4–6 letters / 36–48 homes (developers, housing partners, workforce pads)
  2. Hospitality letter of intent — original in the data room; not counted toward housing offtake
  3. Offtake mechanics (deposit, progress, balance)
  4. Collateral register — pledgeable equipment (serials/VINs at invoice); software seats excluded
  5. Broker price opinion / as-completed industrial appraisal engagement — Old Gentilly corridor; NASA Michoud and Folgers as industrial neighbors; as-is land and as-completed 40,000-SF plant
  6. Deed, survey, flood determination, Phase I ESA on the specific parcel
  7. Production-hour calculations supporting designed capacity
  8. Make/buy analysis
  9. Partner prospectus (developers, equipment, capital, lenders) — separate document, not this plan

J. Federal policy timeline — source exhibits

Chronology, executive orders and statutory excerpts. The plan states the operating environment in one paragraph. The documents live here.

The window is open. It will not stay empty.

Every program Washington has put on the table in 2025–2026 points at the same factory: domestic manufacturing, factory-built housing, modular production, FHA construction financing that matches a plant — not a jobsite. Ameridura is that factory. Being early is the strategy.

  1. January 20, 2025

    Presidential memorandum: lower housing cost, expand supply.

  2. March 13, 2026

    EO 14394: method vs. objective building and safety standards.

  3. March 31 / May 1, 2026

    SBA Made in America — 90% ITL guarantee for qualifying NAICS 31–33 manufacturers.

  4. June 12, 2026

    HUD: America needs more housing; manufactured housing is part of the solution.

  5. July 4, 2026

    SBA combined 7(a) + 504 capacity for qualified borrowers.

  6. July 11, 2026

    ROAD to Housing Act becomes law — §§ 301–303 open factory-built and modular financing.

  7. October 1, 2026

    SOP 50 10 v8.1 — the underwriting book this file is written to.

  8. January 1, 2027

    Louisiana Act 765 — manufactured, modular, and factory-built housing regulation. Be licensed and producing.

HUD news release HUD No. 26-049, June 12, 2026 — manufactured housing is part of the housing-supply solution.

HUD Secretary Scott Turner · June 12, 2026 · HUD No. 26-049

“America needs more housing, and manufactured housing is part of the solution. We are removing unnecessary barriers, encouraging innovation, and helping American manufacturers deliver more affordable housing options for American families.”

What this means for Ameridura. Washington has named factory-built housing as supply. Ameridura is that supply: a U.S. ICF modular manufacturer, not a jobsite builder hoping the weather holds.

Why we move now. The rulemaking is live. Plants that are already tooled will fill the first slots. Waiting for the comment period to close is how a competitor occupies the Gulf South.

Official source
White House Executive Order 14394, March 13, 2026 — Removing Regulatory Barriers to Affordable Home Construction.

President Donald J. Trump · March 13, 2026 · Executive Order 14394

“Layers of unnecessary regulatory barriers, slow permitting processes, and onerous mandates at all levels of government have delayed construction, restricted development, and driven up the costs of new housing. These constraints have made housing less affordable for many Americans. It is the policy of my Administration to reduce regulatory barriers to building homes and to steward taxpayer dollars in a manner that promotes housing affordability.”

What this means for Ameridura. The Administration’s diagnosis is our production system: take the house off the weather-exposed jobsite and manufacture it to objective building and safety standards — the IRC as adopted by Louisiana — on a permanent foundation.

Why we move now. EO 14394 tells agencies to examine rules that punish construction method instead of safety. Modular plants that are already producing will be the proof those agencies can point to.

Official source
Executive Order 14394 Section 4 — construction method versus objective building and safety standards.

The White House · March 13, 2026 · EO 14394, Section 4

“Agencies are directed to examine barriers involving manufactured housing, including restrictions based on construction method rather than objective building and safety standards.”

What this means for Ameridura. Ameridura’s product is already written to the objective standard: IRC modular, permanent foundation, Fannie/Freddie/FHA/USDA/VA as a house. We are not asking Washington to invent a new code for us. We are already in the code they are opening.

Why we move now. When method-based barriers fall, every factory that is already certified takes share. The plant that is still on paper does not.

Official source
Presidential memorandum, January 20, 2025 — lower the cost of housing and expand housing supply.

The White House · January 20, 2025 · Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis

“Federal agencies were directed to pursue actions to lower the cost of housing and expand housing supply. The memorandum identified historically high prices as a barrier to homeownership and identified regulatory requirements as contributing to the cost of constructing new homes.”

What this means for Ameridura. Ameridura’s $125/SF home price and factory production are how a family stops choosing between beautiful and attainable. The memorandum is the national problem. The plant is the local answer.

Why we move now. Agencies have been on this clock since January 20, 2025. Capital that tools a plant in 2026 is inside the Administration’s own timeline. Capital that waits is not.

Official source
21st Century ROAD to Housing Act, Section 301 — Housing Supply Expansion Act, enacted July 11, 2026.

United States Congress · July 11, 2026 · 21st Century ROAD to Housing Act § 301 — Housing Supply Expansion Act

“Section 301 changes the federal definition of manufactured housing to include factory-built units that are not built on a permanent chassis, and directs HUD to establish construction and safety standards for that expanded class.”

What this means for Ameridura. Washington is no longer treating “factory-built” as synonymous with a HUD-code chassis. Ameridura’s IRC modular home on a foundation is the product the statute is making room for. We remain IRC modular — Louisiana’s definition — so a buyer’s lender treats the dwelling as a house, not as a titled chassis.

Why we move now. Definition fights get settled in the first plants that ship. Louisiana Act 765 is effective January 1, 2027. The factory that is licensed and producing when that clock hits owns the Gulf South lane.

Official source
21st Century ROAD to Housing Act, Section 302 — Modular Housing Production Act.

United States Congress · July 11, 2026 · 21st Century ROAD to Housing Act § 302 — Modular Housing Production Act

“Section 302 directs the HUD Secretary to review FHA construction financing programs, identify barriers to modular home methods — including construction draw schedules — and, after a public report, initiate rulemaking on an alternative draw schedule for construction financing loans provided to modular and manufactured home developers.”

What this means for Ameridura. The bottleneck for modular has been the money, not the box: FHA draws were written for a jobsite that drips progress over months. Ameridura’s factory produces the house in weeks. An alternative draw schedule is how developers who buy our modules get paid on a factory clock instead of a stick-built clock. That is demand for this plant.

Why we move now. HUD has one year to publish the report and 120 days after that to start the rule. Developers will lock factory slots before the rule is final so they are first in line when FHA draws match factory production. The plant that is already running is the one they will call.

Official source

The Administration, HUD, SBA and Congress have already said the quiet part: America is short houses, factory production is how you add them, and the financing is being rewritten to match a plant. Ameridura Manufacturing Company is the plant. Ameridura Homes is the house. Speed to market is how we occupy the Gulf South before the lane is crowded.